Send an invoice.
Get paid on M-Pesa.
Noria Billing turns invoices into payments. Email a branded invoice, let customers pay with an M-Pesa prompt, and watch every shilling reconcile itself - receipts, recurring billing, and VAT included.
No card required - M-Pesa native, VAT-ready, set up in minutes.
From draft invoice to settled balance
Noria covers the whole cycle - creating and sending invoices, collecting payment, paying out to suppliers, and keeping your books in sync without manual chasing.
Professional invoices
Build branded invoices with line items, tax, and due dates. Send them by email with a PDF attached and a pay link inside.
M-Pesa payments
Customers pay with an M-Pesa STK push - enter the number, approve on the phone, done. No app to install, no account to create.
Supplier payouts
Send money out, not just in. Pay suppliers, vendors, or staff to mobile money or bank accounts - with approvals and limits you control.
Recurring billing
Put repeat customers on a schedule. Noria raises and sends each invoice automatically, on time, every cycle.
Automatic reconciliation
Payments match themselves to invoices through secure webhooks. Balances and statuses update the moment money lands - partial payments included.
Receipts, instantly
Every payment triggers a PDF receipt, emailed to your customer the moment it clears - without you lifting a finger.
Workspaces & roles
Run multiple businesses from one login. Each workspace keeps its own customers, branding, and payment setup, with team roles.
Three steps to getting paid
No training, no spreadsheets, no reconciliation marathons at month-end.
- 1
Create & send
Add a customer, build an invoice, and send it. They receive an email with the invoice PDF and a secure pay link.
- 2
They pay on M-Pesa
Your customer opens the link, enters their M-Pesa number, and approves the prompt. Card payments via Paystack work too.
- 3
You get reconciled
We record the payment, update the invoice, and email a receipt - automatically. You just watch the balance clear.
Collect money the way Kenya pays
M-Pesa first, cards when you need them, and reconciliation you never have to think about.
Public pay links
Customers pay through a secure, single-use link. No sign-up, no app.
M-Pesa STK push
Native M-Pesa checkout - the prompt lands on their phone in seconds.
Cards via Paystack
Take card and other Paystack methods alongside M-Pesa.
Partial payments
Accept payment in instalments; the balance tracks itself to zero.
Idempotent webhooks
Reconciliation is deduplicated and safe to retry - no double-counting.
Automatic receipts
A branded PDF receipt is emailed the instant a payment confirms.
Local by default, not by configuration
The currency, the tax, the payment rails, and the sign-in are all set up the way Kenyan businesses actually work.
KES & VAT-ready
Prices in Kenya Shillings with 16% VAT applied and shown by default - change the rate any time.
M-Pesa-native
Built around how Kenyans actually pay, not bolted on as an afterthought.
Passwordless sign-in
Your team signs in with Google or a one-time email code. Nothing to forget, nothing to leak.
Your brand, everywhere
Your logo and details on every invoice, receipt, and pay page your customers see.
Questions, answered
Do my customers need an account?+
No. Customers pay through a secure link - there is no sign-up and no app to install. Only your team signs in to Noria.
How do customers pay?+
M-Pesa via STK push is the default - the payment prompt lands on the customer's phone. Card and other methods are available through Paystack.
Does it handle VAT?+
Yes. Set your tax rate (16% by default) and it is applied and clearly shown on every invoice and receipt.
Can I bill the same customers every month?+
Yes. Recurring plans generate and send invoices on a schedule automatically, so repeat billing runs itself.
Can I send money out, not just collect it?+
Yes. Beyond collecting payments, you can pay suppliers, vendors, or staff to mobile money or bank accounts - with optional approvals and daily limits so you stay in control.
Is my data separate from other businesses?+
Every workspace is fully isolated, with its own customers, branding, and payment credentials. You can run several from one login.
How do I get started?+
Sign in to create your workspace, or request a demo and we'll walk you through setting up invoices and M-Pesa.
Ready to get paid faster?
Start sending invoices and collecting M-Pesa payments today, or talk to us about your setup.